How Does Housing Play a Part in Generational Wealth?

racial diversity in homeownershipDespite gains made after the signing of the Fair Housing Act in 1968, currently 71 percent of Asian Americans, 54 percent of Hispanic Americans, and 63 percent of White Americans can afford to buy the typical home compared to only …

How to Navigate the Bidding Wars When Buying a Home! Part 2

Do your homework

Start looking at listings online, even if you aren’t quite ready to begin the process yet. It will give you an idea of neighborhoods and home types you like that are within your budget.

Get educated!!  Start …

How to Navigate the Bidding Wars When Buying a Home! Part 1

This is Part 1 of 2 on how to navigate the bidding wars when purchasing a home.

The pandemic has shown individuals and families that they need more space to “work from home” (WFH).  More Americans see the value of …

7 Tough Questions to See if Your Are Ready to Buy a Home!

One of the biggest reasons holding potential home buyers back is education and cost.  EducateHomeBuyers.org holds “free” virtual classes to help folks understand the process and takes the anxiety out of the purchasing a home.  There are many individuals and …

Thinking About Selling Your Home?

It is important to understand the typical costs when selling your home.  Many real estate professionals will be happy to give you a Market Analysis on your home to establish value.  If you ask, they will also give you an …

U.S. Homeowners are Becoming Equity Rich!

I read an online article today at Bloomberg that said at the end of 2020, more than 30% of U.S. homeowners were considered equity-rich — meaning their property was worth twice as much as the underlying mortgage.

Helped by low …

Millionaires Found Most Built Wealth Slowly Over Time Using a Basic Tool Many Americans Overlook

How to be a millionaireAn article written by Liz Knueven at businessrider.com really hit home for me and I think this message needs to get pushed out to as many people as possible.  Reports show that 40% of retirees are living solely on social …

Everything You Need to Know About Finding an Accessible Place to Live

Image via Unsplash

A comfortable and supportive environment is something we all want in our homes. However, finding accessible housing that fits the bill can be tough. Read on as we explore some simple strategies that can help you score …

Why Aren’t Buyers Reading Their Paperwork?

The mortgage lending industry does not want to ever hear this statement again, “I don’t know what kind of loan they gave me.”  Since 2008, we have experienced a flood of new regulations and disclosures.  All of them to Read disclosures before signingbenefit …

Private Mortgage Insurance and Your Credit Score

Here at EducateHomeBuyers.org we work to provide you with the most current information on purchasing, selling and refinancing your home.  Our objective is to help you make smarter financial decisions.

Private Mortgage Insurance, or PMI, is something that few homebuyers …