Archive for Pre-Qualification

The Ultimate Guide to Buying Your First Home

Buying your first home is an exciting journey, but it can also be a complex process. As a seasoned loan officer with thirty years of experience, I understand the importance of guiding first-time homebuyers through this significant milestone. In this …

5 Things First Time Buyers Need to Know When Making an Offer

When it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren’t that many homes available to purchase. With inventory hovering near record lows and sky-high buyer …

7 Tough Questions to See if Your Are Ready to Buy a Home!

One of the biggest reasons holding potential home buyers back is education and cost.  EducateHomeBuyers.org holds “free” virtual classes to help folks understand the process and takes the anxiety out of the purchasing a home.  There are many individuals and …

The Five Reasons Your Credit Score Can Drop!

Many of us are working to build our credit scores, but what is often overlooked are the actions you take that ding your score, even if you were doing something you thought was positive.Credit You got this

The good news is that many …

What is the Difference Between Pre-Qualification and Pre-Approval When Buying a Home?

Buying a home as an investment in your future

The terms “pre-approval” and “pre-qualification” for a mortgage are different, although some lenders use the terms interchangeably. Both can help you get started with your home buying, but are useful at different points in the process.   Pre-qualification is solely based …