By the time you reached elementary school, you probably already did some good-for-you things by habit, from brushing your teeth to tying your shoes and even saying “thank you” (from time to time).
Research backs up early habit making: A …
By the time you reached elementary school, you probably already did some good-for-you things by habit, from brushing your teeth to tying your shoes and even saying “thank you” (from time to time).
Research backs up early habit making: A …
When it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren’t that many homes available to purchase. With inventory hovering near record lows and sky-high buyer …
If I was to look back at 2021 and come up with what gave most prospective homeowners the edge they need to close a deal on a home I would give you these ideas.
Just like …
How about not buying the perfect home but finding one that is “good enough”?  Buying the right home that doesn’t break your budget can help lay a solid financial foundation. It is better to see buyers purchase a home …
Today’s purchase market is like one we have never seen. High demand and low inventory are driving purchase prices well above the list price. With this demand, buyers are paying more than the appraised value.
If an appraisal comes in …
Do your homework
Start looking at listings online, even if you aren’t quite ready to begin the process yet. It will give you an idea of neighborhoods and home types you like that are within your budget.
Get educated!! Start …
One of the biggest reasons holding potential home buyers back is education and cost. EducateHomeBuyers.org holds “free” virtual classes to help folks understand the process and takes the anxiety out of the purchasing a home. There are many individuals and …
Knowing you need to save money is one thing, but making it happen requires some extra effort. After all, your paycheck won’t automatically move itself into your savings account. Only you can take the required steps to set

aside some …

The terms “pre-approval” and “pre-qualification” for a mortgage are different, although some lenders use the terms interchangeably. Both can help you get started with your home buying, but are useful at different points in the process.   Pre-qualification is solely based …