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Archive for FirstTimeBuyer

3 Benefits of Home Buyer Education

I remember buying my first home on an FHA loan at 12.5%, but times have changed and I hope we do not go back to the interest rates of the 80’s. It is hard to forget the excitement of owning …

Washington State First Time Home Buyer Course – free/online

Register in advance for this meeting:
https://us02web.zoom.us/meeting/register/tZIudOCspjguGNfrHMEzJ06Tdpg3gk5OmP7t

After registering, you will receive a confirmation email containing information about joining the meeting.

Ready to begin the path towards homeownership or maybe you’re not sure? Or you’re not a first-time home buyer, …

Washington State First Time Home Buyer Course – free/online

Register in advance for this meeting:
https://us02web.zoom.us/meeting/register/tZAtdeGoqzorGNAy4TqPFVnDvvVzh6hwkxwV

After registering, you will receive a confirmation email containing information about joining the meeting.

Ready to begin the path towards homeownership or maybe you’re not sure? Or you’re not a first-time home buyer, …

The Ultimate Guide to Buying Your First Home

Buying your first home is an exciting journey, but it can also be a complex process. As a seasoned loan officer with thirty years of experience, I understand the importance of guiding first-time homebuyers through this significant milestone. In this …

4 Real Reasons We Buy A Home

We often talk about why it makes financial sense to buy a home, but more often than not, the emotional reasons are the more powerful ones.

The idea and feeling of a home can mean different things to different people. …

92% of millennial homebuyers say inflation has impacted their purchase plans, but most are plowing ahead anyway

KEY POINTS

  • Millennials — who are roughly ages 27 to 42 — are in their prime homebuying years.
  • While the combination of high home prices and rising interest rates has caused affordability issues for many buyers, the situation is gradually

“Marry the House, Date the Rate!”

I read this today and I am adopting as my new slogan!

The press seems consumed with the idea of a recession in 2023 or 2024… which would mean:Marry the House, Date the Rate

  1. We’ll hear about it for another year or two, and this

Here are costs that often take first-time homebuyers by surprise!

1.  Home Inspection

Cost: $350–$500+

A home inspection lets you know of any potential problems — like mold, bad roof, water pressure, crawl space issues, etc. An inspection lets you know what you’re getting into before you buy.

Even if …

How Does Housing Play a Part in Generational Wealth?

racial diversity in homeownershipDespite gains made after the signing of the Fair Housing Act in 1968, currently 71 percent of Asian Americans, 54 percent of Hispanic Americans, and 63 percent of White Americans can afford to buy the typical home compared to only …

How to Navigate the Bidding Wars When Buying a Home! Part 2

Do your homework

Start looking at listings online, even if you aren’t quite ready to begin the process yet. It will give you an idea of neighborhoods and home types you like that are within your budget.

Get educated!!  Start …