Archive for EducateHomeBuyer

Washington State First Time Home Buyer Course – free/online

Register in advance for this meeting:
https://us02web.zoom.us/meeting/register/tZMoc-CsrzouHdA2t6ncV3xv4xVyj6DT3HDj

After registering, you will receive a confirmation email containing information about joining the meeting.

Ready to begin the path towards homeownership or maybe you’re not sure? Or you’re not a first-time home buyer, …

The Ultimate Guide to Buying Your First Home

Buying your first home is an exciting journey, but it can also be a complex process. As a seasoned loan officer with thirty years of experience, I understand the importance of guiding first-time homebuyers through this significant milestone. In this …

PMI is Good for First-Time Buyers and Housing Finance System

Homeownership remains at the core of the American Dream. After all, it improves financial security, enhances family and community stability, and builds intergenerational wealth. The Federal Reserve’s 2019 Survey of Consumer Finances found that the median net worth of …

Preparing to buy: 8 things to consider before purchasing a home

Whether it’s your first time buying a home or you’ve done it many times before, there are always unexpected hurdles and things we wish we’d known sooner. The experience of buying a home can vary greatly

depending on market conditions, …

Lowest Rates in Months After Inflation Data

By: Matthew Graham

December 13, 2022

There aren’t many scheduled economic reports that are as hotly anticipated as was today’s Consumer Price Index (CPI).  The market’s reaction more than validated the anticipation.  What does all this mean for rates?

Inflation …

5 Things First Time Buyers Need to Know When Making an Offer

When it comes to buying a house, you’re looking for the perfect place to call home. The problem is, in today’s market there just aren’t that many homes available to purchase. With inventory hovering near record lows and sky-high buyer …

What is the Best One Piece of Advice When Buying a Home?

Education! Education! Education! – it is by far the best piece of advice when buying your first house.  The home buying process can be stressful and full of anxiety if you don’t know the steps.Welcome home mat

Buyers get swept up in …

Here are costs that often take first-time homebuyers by surprise!

1.  Home Inspection

Cost: $350–$500+

A home inspection lets you know of any potential problems — like mold, bad roof, water pressure, crawl space issues, etc. An inspection lets you know what you’re getting into before you buy.

Even if …

Why The “Good Enough” Home May Be The Right Choice

How about not buying the perfect home but finding one that is “good enough”?  Buying the right home that doesn’t break your budget can help lay a solid financial foundation.  It is better to see buyers purchase a home …

How Does Housing Play a Part in Generational Wealth?

racial diversity in homeownershipDespite gains made after the signing of the Fair Housing Act in 1968, currently 71 percent of Asian Americans, 54 percent of Hispanic Americans, and 63 percent of White Americans can afford to buy the typical home compared to only …