Archive for down payment assistance

Private Mortgage Insurance and Your Credit Score

Here at EducateHomeBuyers.org we work to provide you with the most current information on purchasing, selling and refinancing your home.  Our objective is to help you make smarter financial decisions.

Private Mortgage Insurance, or PMI, is something that few homebuyers …

Do You Get Your Earnest Money Back If You Can’t Get a Mortgage?

Earnest Money ReturnedAfter you make an offer on a house and it’s accepted by the seller, you’ll be asked to put down an earnest money deposit to show your commitment to this purchase. But while you might be gung-ho to move ahead, …