Archive for FirstTimeBuyer – Page 2

How Does Housing Play a Part in Generational Wealth?

racial diversity in homeownershipDespite gains made after the signing of the Fair Housing Act in 1968, currently 71 percent of Asian Americans, 54 percent of Hispanic Americans, and 63 percent of White Americans can afford to buy the typical home compared to only …

How to Navigate the Bidding Wars When Buying a Home! Part 2

Do your homework

Start looking at listings online, even if you aren’t quite ready to begin the process yet. It will give you an idea of neighborhoods and home types you like that are within your budget.

Get educated!!  Start …

How to Navigate the Bidding Wars When Buying a Home! Part 1

This is Part 1 of 2 on how to navigate the bidding wars when purchasing a home.

The pandemic has shown individuals and families that they need more space to “work from home” (WFH).  More Americans see the value of …

Everything You Need to Know About Finding an Accessible Place to Live

Image via Unsplash

A comfortable and supportive environment is something we all want in our homes. However, finding accessible housing that fits the bill can be tough. Read on as we explore some simple strategies that can help you score …

Why Aren’t Buyers Reading Their Paperwork?

The mortgage lending industry does not want to ever hear this statement again, “I don’t know what kind of loan they gave me.”  Since 2008, we have experienced a flood of new regulations and disclosures.  All of them to Read disclosures before signingbenefit …

Private Mortgage Insurance and Your Credit Score

Here at EducateHomeBuyers.org we work to provide you with the most current information on purchasing, selling and refinancing your home.  Our objective is to help you make smarter financial decisions.

Private Mortgage Insurance, or PMI, is something that few homebuyers …

Two Reasons Why People are Buying a Home in the Middle of a Pandemic!

Someone just sent me a joke and I think it is worthy of sharing since this year is one for the record books (in a bad way).  If 2020 was a math problem, it would go like this…….If a canoe …

How Has COVID-19 Impacted Mortgage Underwriting?

Over the last few months, COVID-19 has taken the world by storm, causing individuals and businesses to change their day-to-day processes to ensure everyone remains safe and healthy. While this is not business as usual, it’s still business—simply with different …

Corona / Covid Virus Update 03 26 2020

In response to the guidelines set by the Governor Inslee, U.S. Centers for Disease Control and Prevention, advice from the World Health Organization, and to protect the health and safety of the the home buyer education community during the COVID-19

Renters paid $4.5 trillion in rent in the last 10 years

In 2019 alone, $512 billion in rent was paid to landlords

Landlords have had a very lucrative decade.

During the 2010s, U.S. renters paid about $4.5 trillion in rent, according to Zillow. That’s more than the 2018 GDP of the …