U.S. Homeowners are Becoming Equity Rich!

I read an online article today at Bloomberg that said at the end of 2020, more than 30% of U.S. homeowners were considered equity-rich — meaning their property was worth twice as much as the underlying mortgage.

Helped by low …

Millionaires Found Most Built Wealth Slowly Over Time Using a Basic Tool Many Americans Overlook

How to be a millionaireAn article written by Liz Knueven at businessrider.com really hit home for me and I think this message needs to get pushed out to as many people as possible.  Reports show that 40% of retirees are living solely on social …

Everything You Need to Know About Finding an Accessible Place to Live

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A comfortable and supportive environment is something we all want in our homes. However, finding accessible housing that fits the bill can be tough. Read on as we explore some simple strategies that can help you score …

Why Aren’t Buyers Reading Their Paperwork?

The mortgage lending industry does not want to ever hear this statement again, “I don’t know what kind of loan they gave me.”  Since 2008, we have experienced a flood of new regulations and disclosures.  All of them to Read disclosures before signingbenefit …

Private Mortgage Insurance and Your Credit Score

Here at EducateHomeBuyers.org we work to provide you with the most current information on purchasing, selling and refinancing your home.  Our objective is to help you make smarter financial decisions.

Private Mortgage Insurance, or PMI, is something that few homebuyers …

Two Reasons Why People are Buying a Home in the Middle of a Pandemic!

Someone just sent me a joke and I think it is worthy of sharing since this year is one for the record books (in a bad way).  If 2020 was a math problem, it would go like this…….If a canoe …

8 Ways to Save Money to Buy a Home When You Can’t Really Afford Too

Knowing you need to save money is one thing, but making it happen requires some extra effort. After all, your paycheck won’t automatically move itself into your savings account. Only you can take the required steps to set

aside some …

What is a Side Sewer Inspection?

Very few home buyers consider sewer inspections before buying a home. They know they should get a home inspection, but side sewer inspectionthe sewer line is almost an afterthought. Yet this is one of the most important inspections a buyer of an …

How Has COVID-19 Impacted Mortgage Underwriting?

Over the last few months, COVID-19 has taken the world by storm, causing individuals and businesses to change their day-to-day processes to ensure everyone remains safe and healthy. While this is not business as usual, it’s still business—simply with different …

6 Things You Should Know About Buying a Fixer-Upper

6 Things You Should Know About Buying a Fixer-Upper

In a competitive market looking for and finding a house that needs TLC may help you nab your ideal location, but be sure of the cost of renovations and the neighborhood …