Breaking Through Financial Wealth Barriers: 3 Traps to Avoid

Regardless of the income you may, money management is the key to a financially successful future. You’ll want to build your funds as carefully as possible, ensuring that you’re fully prepared for any catastrophic circumstances. We’re all just a debt …

How Much Money Do You Really Need to Purchase Your First Home?

I think this is one of the most misunderstood items for first-time home buyers.  Many have been told they need 20% of the sales price which is just not true.

If you are a first-time home buyer, this is a …

15 Ideas for Home Projects on a Budget

Written by Lowe’sWelcome to your new home

Here’s a list of simple projects you can tackle to improve the look (and value) of your home.

Projects Under $100

  1. Rearrange Furniture.Pull furniture away from the walls and position it at new, more inviting angles.

How Does the Fed’s Lowering Short-Term Rates Impact Mortgage Rates

I get asked if I think the news and our industry puts too much emphasis on what the Federal Reserve is doing, and its being able to control inflation. In a word, my answer is yes. The Fed has a …

5 Ways Homebuyer Education Benefits Borrowers

I can remember buying our first home.

It is hard to forget the excitement and anxiety of the experience, but just as memorable are the difficult lessons learned in the process. For some of us, the experience was a tough …

Best List of What to Actually Look for When Buying a House

Buying a new home can be incredibly stressful. There’s so much to think about, it can be easy to forget to check everything you want in a new home.  We have started a list below for you and please add …

3 Benefits of Home Buyer Education

I remember buying my first home on an FHA loan at 12.5%, but times have changed and I hope we do not go back to the interest rates of the 80’s. It is hard to forget the excitement of owning …

Celebrating Father’s Day with Homeownership Dreams

Father’s Day is a special occasion to honor the dads who work tirelessly to provide for their families. This year, let’s celebrate the fathers who dream of giving their loved ones the ultimate gift: a place to call home.

Owning …

The Ultimate Guide to Buying Your First Home

Buying your first home is an exciting journey, but it can also be a complex process. As a seasoned loan officer with thirty years of experience, I understand the importance of guiding first-time homebuyers through this significant milestone. In this …

Purchase Agreement Contingencies You Should Never Remove When Buying a House

With inventory low and high competition for homes in the lower price points we know it can be difficult going up against other buyers with more down payment right now.

This demand means buyers are going to great lengths to …