Image via Unsplash

A comfortable and supportive environment is something we all want in our homes. However, finding accessible housing that fits the bill can be tough. Read on as we explore some simple strategies that can help you score the ideal place to call home.

Examine Resources

When you’re considering a lifestyle transition, it makes good sense to examine the resources available to you. When you’re searching for accessible housing, this includes looking at your finances and knowing what you can realistically afford. Take into consideration your yearly income, expenses, and how much you’ll need to put down.

As Larson Financial Group explains, you should aim for the 28-36 rule when deciding on your housing budget. This means spending no more than 28 percent of your income on housing and having no more debt than 36 percent of your income. Unless you have substantial savings, house hunters and home modification seekers either need to tap into the many grants available; otherwise, it’s best to explore mortgage options.

There are conventional mortgage loans, and some home buyers might qualify for FHA loans if they meet certain income restrictions. VA loans are another option if you or your partner were servicemembers. These loans allow you to purchase a home with little or no money down, and chances are you can get a better interest rate than with a conventional mortgage.

Plan Your Transition

As you look to find a new house, remember that planning the move itself is another critical step. This can be a surprisingly costly part of your housing transition, especially if you’re moving long distance. One way to circumvent overspending is with a hybrid move.

A hybrid move involves either using a storage container or freight trailer, rather than a traditional van line. You can save on your moving costs with this simple solution, and it can be a nice compromise between paying for an all-inclusive move and facing the ordeal of a DIY — especially after the rigmarole of a housing search. Regardless of what type of move you want, don’t be afraid to talk to multiple moving agencies to find the right team for your move.

 Define Criteria

Finding an already accessible home is challenging at best. The Atlantic explains that accessible housing is out there, but homes and condos designed with mobility issues in mind are few and far between. Ideally, an accessible home includes single-floor living, at least one zero-step entryway, easy-to-grip door handles, and easy-to-reach switches and outlets. Wide doors and hallways are also integral to accessible home design. Even though most people don’t need all of those features, it’s tough to find a home with any accessible features already installed.

Needs, Wants, and Dreams

Make a careful assessment of what would be important for your safety and comfort in your new place. Note the things you need immediately, as well as what might be important to add later on. You even might have items you’re dreaming about but that you could live without comfortably for an indefinite amount of time. Keep your notes handy and timelines in mind, as this information will shape the rest of your choices.

Move-In Ready or Modify?

While a move-in ready accessible home is rare, building a new home is a sure-fire way to get what you want. Another way into an accessible house is to purchase a property that can be easily modified to meet your criteria. For instance, single-floor homes are relatively easy to find. Doors can be widened (this work costs $700 on average) and knobs exchanged for levers to improve navigability.

Finding the right place to live is a big decision, and when you need accessible housing it can be an especially complex one. Look for economical moving options, contemplate the resources available to you, and mesh housing options with your needs.

Source: Patrick Young, ableusa.info