Archive for Mortgage – Page 4

How Has COVID-19 Impacted Mortgage Underwriting?

Over the last few months, COVID-19 has taken the world by storm, causing individuals and businesses to change their day-to-day processes to ensure everyone remains safe and healthy. While this is not business as usual, it’s still business—simply with different …

6 Things You Should Know About Buying a Fixer-Upper

6 Things You Should Know About Buying a Fixer-Upper

In a competitive market looking for and finding a house that needs TLC may help you nab your ideal location, but be sure of the cost of renovations and the neighborhood …

The Five Reasons Your Credit Score Can Drop!

Many of us are working to build our credit scores, but what is often overlooked are the actions you take that ding your score, even if you were doing something you thought was positive.Credit You got this

The good news is that many …

5 Tips For Buying A New Home After Divorce

Divorce and real estate

A divorce can be traumatic, stressful, and complicated event.  Once the dust settles and the divorce in final, an ex-spouse, or both spouses, must search and establish a new home.  A new home signifies a new fresh start and security …

What is the Difference Between Pre-Qualification and Pre-Approval When Buying a Home?

Buying a home as an investment in your future

The terms “pre-approval” and “pre-qualification” for a mortgage are different, although some lenders use the terms interchangeably. Both can help you get started with your home buying, but are useful at different points in the process.   Pre-qualification is solely based …

Divorce and Real Estate!

According to LawFirms.com, January is referred to as “the divorce month,” with filings spiking during the post-holiday season.  While this may not be the most positive way for me to start out with tips this year that you should …

Twelve, Six and Three Month Plan for First-Time Home Buyers

Couple deciding to buy a homeFirst-time home buyers want to know what they should be doing to successfully secure a property.  Whether you’re buying alone or with somebody else, in the city or in the country, for yourself or as an investment, it helps to …

Have You Budgeted for Closing Costs?

Saving for a down payment is a key step in the homebuying process, and it’s not the only piece you need to include in your budget. Another factor that’s important to plan for are the closing costs required to obtain …

Blog: Millennials Take Steps to Buy Their First Homes

Millennials are struggling to come up with a down payment and closing costs to buy a home. Many have great jobs and steady incomes but still are having a difficult time saving enough money.

Millennials are selling practically anything not …

Do You Get Your Earnest Money Back If You Can’t Get a Mortgage?

Earnest Money ReturnedAfter you make an offer on a house and it’s accepted by the seller, you’ll be asked to put down an earnest money deposit to show your commitment to this purchase. But while you might be gung-ho to move ahead, …