Archive for First Time Buyer

10 clear steps for first-time home buyers

Here are 10 clear steps for first-time home buyers — and why each one matters. This is long but incredibly important steps
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The 10 Steps to Buying Your First Home (and Why They Matter)
1. Decide If You’re Ready …

How Much Money Do I Really Need to Buy a Home in Washington State?

If you’re planning to buy your first home, one of the biggest questions is also the most confusing:

How much money do I really need to buy a home in Washington State?

Many buyers delay buying because they believe they …

Home prices are getting slightly more affordable, but down payments are still holding buyers back

 

Source: Diana Olick

https://www.cnbc.com/2025/12/30/home-prices-affordable-down-payments-buyers.html

 

Mortgage rates are lower, home prices are easing and there is more supply on the market for sale. All of that adds up to improved affordability for today’s homebuyers. Saving for a down payment, …

Warrantable vs. Non-Warrantable Condos: A Guide to Financing

Couple discussing the purchase of a condominium
If you’re hunting for a condo to buy, you may have heard the terms “warrantable” and “non-warrantable.” The difference between them may have a sizeable impact on your loan options, so it’s important to understand the distinction between them.
At …

How can I get credit without a credit history?

It may seem like you can’t get credit unless you already have it. So, what do you do when you’re just starting out? There are a few ways to begin building a credit history.

  • Apply for a secured credit card.

What Should You Know About Homeowners Associations?

What Should You Know About Homeowners Associations?

Written by Ashley SutphinPosted OnFriday, 23 May 2025 00:00

What Should You Know About Homeowners Associations?

If you’re thinking about moving, there are a lot of factors to consider aside from the house itself.

Homeowners associations are one

5 Ways Homebuyer Education Benefits Borrowers

I can remember buying our first home.

It is hard to forget the excitement and anxiety of the experience, but just as memorable are the difficult lessons learned in the process. For some of us, the experience was a tough …

Gift Funds Help Buyers Purchase Homes in Washington

Saving up enough money to put a full down payment on a home isn’t always an easy feat. It can take blood, sweat and tears to scrape up the funds needed to come up with 20% of the purchase price …

First-Time Home Buyers Are Getting Older — 3 ways get on the property ladder in 2025

Story by Moneywise

For many young Americans, buying a first home is now a dream deferred. The average first-time buyer is 38, up from the historical range of 29 to 33, according to the National Association of Realtors.

“First-time buyers …

New Year, New Home: Is 2025 Your Year to Buy?

Home spelled out with holiday ballsIn 2025, many of us are setting fresh goals and envisioning new possibilities. For some, that vision includes homeownership. Whether you’re tired of renting, looking to invest, or simply ready to upgrade, the new year presents a perfect opportunity to …